Your points portfolio
Every balance from every program in one view, valued in real dollars with our published cents-per-point numbers. See the total, where it sits, and how it has changed over time.
By DivTrkr
All your points in one portfolio, with a real dollar value.
Stop logging in to six rewards sites to remember what you have. PointsTrkr shows every credit card points balance, what it is worth, which credits are still unused and where your points can transfer.
Free to start. No credit card. We never ask for your bank password.
Built around how points actually work.
Credits tracker
Each card’s statement credits with their real reset cycle: monthly, quarterly, semiannual, annual, calendar year or cardmember year. Mark them used and get an email before they expire.
Best card for the purchase
Pick a category and see your own cards ranked by what they actually return, with caps and rotating categories accounted for.
Transfer map
See which airline and hotel partners your points reach, at what ratio and how fast, with current transfer bonuses flagged.
Pro
Auto-sync
Link a card through Plaid and your wallet fills itself. New purchases add points at each card’s earn rate, statement credits are marked used, and you see purchases that went on the wrong card.
Free tools, no login
Check bank transfer partners and ratios, or work out what your points are worth on a specific redemption.
Set up in a few minutes.
- 1
Add your cards
Pick them from our database of popular US rewards cards, or link them with Plaid on Pro.
- 2
Enter your balances
Type in what each program shows today. You do this once.
- 3
See what it is worth
Get a dollar value, a transfer map and a list of credits still on the table.
Free for your portfolio. Pro when you want it automatic.
Pro is $39.00 a year (save 35% versus $4.99 a month) and adds unlimited cards (Free holds up to 5), Plaid auto-sync, automatic credit detection, sign-up bonus tracking, a missed-points report and email alerts for credit expiration and annual fees.